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Spread the Cost with Financing

Our pay by finance option is temporarily unavailable through our website.

If you would like to place an order through finance, please contact us on 01444 415430 or [email protected].

Whether you've been coveting one of our exquisite French Beds, a shabby chic armoire, or a new bedroom sofa, the wait is over! Our range of flexible payment plans will help by spreading the cost. From 12 to 60 months, and from Interest Free 0% APR to 12.9% APR. Take advantage of lower deposit requirements with our 12-month 0% APR option.

Spread the Cost with Financing

How do I apply?

Spread the Cost with Financing


Check the available finance plans on the last step of the checkout, then toggle to find the most suitable plan for you.

Spread the Cost with Financing


Fill in the online finance application, powered by our partner, Novuna. The lender will be in touch with your decision (usually straight away, but sometimes within a few hours.)

Spread the Cost with Financing


Once you're accepted for credit you'll be taken back to the French Bedroom website to complete your order.

Am I Eligible?

You are more likely to have an application for finance accepted if you have a good credit history (no late payments, CCJs, etc) and meet the following minimum criteria:

  • Be over 18 years of age, and buying for personal and not business use
  • Be a permanent UK resident with at least 3 years of UK address history
  • Have a UK bank account that can accept direct debits
  • Be employed for minimum 16 hours per week, or have a partner who is in permanent paid employment, or be self-employed, or retired in receipt of a pension, or receiving disability payments
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
  • Have an active, valid email address
  • Delivery must be to the address that you put on the finance application, which should match your bank account's billing address
  • Have products totalling £1500, or more, in your basket
A white armoire, with its elaborately carved doors open. Showcasing an array of well organised softs and bed linen. On the floor, there is a jute rug and a few white stone vases at the foot of the armoire.

Frequently Asked Questions

Could you show me a representative example?

Yes, if you chose to purchase our Tea & Chantilly Upholstered King Size Bed, Total cost £2,195. With a 25% deposit of £548.75, The remaining £1,646.25 could be financed with a 60-month payment plan, at a fixed 12.9% APR interest. Monthly payments of £36.78 and total payable is £2,756.08, with the total cost of credit £561.08.

How do I choose to pay by instalments?

When will my repayments start?

Are there any arrangement fees or hidden extras for credit?

Once my application is approved, what happens next?

Will you credit score me and if so, what does this mean?

If you decline my application, what is the reason?

What type of information do credit reference agencies hold about me?

How do I obtain a copy of my credit score information?

If my application is not successful, can I re-apply?

Can homemakers apply for online finance?

When will I receive a copy of my loan agreement?

Can I request delivery to an address other than my home?

What are my rights of cancellation?

Can I take delivery of some goods before others if they are not all in stock at the same time?

When can I expect delivery?

What happens if I miss any of my repayments?

Is your finance offering regulated by FCA?

Please note that up to 12 months interest-free 0% finance is not regulated by the Financial Conduct Authority.

The French Bedroom Company Limited is registered in England and Wales No 05812722. We are a credit broker and not a lender. We offer credit products from Novuna Personal Finance. The French Bedroom Company Limited is authorised and regulated by the Financial Conduct Authority FRN 966325. Credit subject to age and status.

Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.

The French Bedroom Company Limited offers both regulated and unregulated products. The interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service. The register can be accessed through www.fca.org.uk. A full copy of our complaints policy can be found here.

Any Other Questions

If you have any specific questions, regarding your finance application please do not hesitate to contact Novuna direct on 0344 375 5500, or via Email.

If you have any other questions, please do not hesitate to contact us on 01444 415430.

Spread the Cost with Financing
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